Financial Institutions Advisory

When accurately determining realizable enterprise and specialty asset value is required – Hilco Global can help. Hilco Enterprise Valuation Services (EVS) is a leading provider of valuation opinions for lenders, investment firms, advisors and corporations on the realizable value of going concerns, distressed companies, intangible assets and other specialized business assets. Our reports are rigorously reviewed by senior level valuation specialists who confirm the validity of assumptions, data and methodologies.

Firms we advise:

• Large Global Institutions
• Regional Banks
• Community Banks
• Credit Unions
• Regulators – Federal & State
• Mortgage Companies
• Asset Managers
• Private Equity
• Captive Finance Companies
• Specialty Finance Companies

Services Provided

We provide valuation of these Big Ticket investments across the entire capital structure to help clients navigate the inherent fair value challenges associated with both single investments as well as entire portfolios of assets, which are subject to investor, as well as on-balance sheet asset reporting requirements including:

Valuation

For Management and Regulatory Reporting:

• Enterprise/Business Valuation
• Loan Portfolios (all asset classes)
• ASC 820 Fair Value Measurements & Disclosures
• Purchase Price Allocation
• Branch Networks
• Investment/Securities portfolios

Transaction Opinions

• Fairness Opinions
• Solvency Opinions

Loan Review – all asset classes

• To facilitate both purchase and sale transactions
• Regulatory purposes (compliance and periodic review)
• Periodic credit review to monitor portfolio credit performance
  • Development and application of credit standards/risk matrices
• Independent, Third-party Validation

Process Re-engineering

• Operations Merger Integration
• Ensure regulatory compliance
• Policies & Procedures Development/ Writing
  • Development/writing for new asset classes
  • Enhancement to ensure accuracy and compliance

Model Validation

• CECL
• Capital Planning

Asset Sales

• Whole Loan Sale Advisory/ Brokerage
• Securitization Preparation
  • Loan Review
  • Rating Agency review preparation