Hilco Real Estate Finance UK
Flexible, Fast, Short Term Property Finance in the UK
Get to know Hilco Real Estate Finance UK
Hilco Real Estate Finance UK is an institutionally backed property lender that specializes in providing bespoke and flexible property finance solutions across various real estate sectors and capital structures. With our extensive experience in property finance, we understand that speed, flexibility, and reliability are key to ensuring successful lending, whether you’re looking to finance residential or commercial property.
We pride ourselves on our ability to provide tailored finance solutions that meet the specific needs of our clients, with loans ranging from £1m to £50m and loan-to-value ratios of up to 75%. Our lending process is fast and efficient, allowing you to access the capital you need quickly and without hassle.
Our fully flexible capital base enables us to fund a range of capital structures, from short-term debt finance to joint venture equity. We understand that every transaction is unique, and we pride ourselves on creating tailored funding solutions that meet the specific needs of our clients.
We consider residential and commercial transactions across the UK, without any preference for a specific sector.
Core Services
We work closely with our clients to ensure that we fully understand their needs and provide the support and guidance required to achieve their goals. Our bridging finance products are designed to help borrowers in a range of scenarios where quick access to capital is essential.
- Property Purchases – Our bridging loans can help you secure the property or land you want quickly, whether you’re a property investor or an individual looking to buy a new home before selling your current one.
- Property Refurbishments – If you need to renovate a property quickly to sell or rent, our short-term financing can provide the capital you need to get the job done.
- Auction Purchases – Bridging loans can help you secure a property at auction, where cash buyers are often preferred.
- Chain Breaks – If you’re in a property chain and need to complete on a sale before your own sale completes, our bridging finance can provide the capital you need to complete the purchase.
- Commercial Property Purchases – We provide bridging loans for commercial property purchases, enabling businesses to quickly secure the premises they need to operate.
Key Criteria
- Transactions sizes £1 – 50m
- UK located real estate assets as primary security
- LTV’s up to 75%
- Period: Up to 24 months
- Interest: Retained or cash paid (or combination)
- Situation: All considered, acquisitions, refinance, MBO / MBI….
- Happy to work along side other lenders
- Pricing on request but will be competitive
- Other assets, both balance sheet and off balance sheet considered as additional collateral
We work closely with many different business advisors, brokers, accountants, and intermediaries. Please contact one of our team members for how to obtain our introducer agreement and work with us going forward. We welcome inquiries from new sources as well as those who already know our team.